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No Annual Fee Credit Cards

Review our selection of No Annual Fee credit cards. Browse and compare these cards side by side and find the card that best suits your needs. Fill out an online credit card application today.
Selected Credit Cards
  • APR (Purch): 10.99% - 20.99% (V)*
  • Intro Rate: 0% Intro APR*
  • Annual Fee: $0

  • APR (Purch): As low as 11.99% Variable
  • Intro Rate: 12 months on balance transfers, 6 months on purchases
  • Annual Fee: $0

  • APR (Purch): 17.24%-22.24% Variable
  • Intro Rate: 0% intro APR for 12 months.
  • Annual Fee: $0


Showing 1 - 10 of a Total of 88 Credit Cards
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Discover® More Card - 18 Month Promotional Balance Transfer Category: Reward - Cash
Discover? More Card - 24 Month Promotional Balance Transfer
 
Rating
Intro Rate 0% Intro APR*
APR 10.99% - 20.99% (V)*
Fee $0

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
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Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR Category: Reward - Cash
Chase Freedom? Visa - $100 Bonus Cash Back (0% APR)
 
Rating
Intro Rate 12 months on balance transfers, 6 months on purchases
APR As low as 11.99% Variable
Fee $0

Terms and Conditions

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
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Blue Cash Everyday(SM) Card from American Express Category: Reward - Cash
Blue Cash® from American Express
 
Rating
Intro Rate 0% intro APR for 12 months.
APR 17.24%-22.24% Variable
Fee $0

Terms and Conditions

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
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Pharmaprix MasterCard® Category: Canada
Pharmaprix Optimum® MasterCard®
 
Rating
Intro Rate Please refer to online application legal disclosures.
APR 19.99%
Fee $0

  • 1.99% Introductory Annual Interest Rate† on Cheque Cash Advances and Balance Transfers* for 6 months
  • Feel secure with around-the-clock fraud protection
  • Enjoy free online access to your credit card account
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Access unparalleled 24-hour customer service
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Citi Forward® Card for College Students Category: Student
Citi Foward(SM) Card for College Students
 
Rating
Intro Rate 0% Intro APR for 7 Months*
APR 13.99% - 22.99%* (Variable)
Fee $0*

Terms and Conditions

  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
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Discover® Motiva Card Category: Reward - Cash
Discover® Motiva(SM) Card
 
Rating
Intro Rate 0% Intro APR*
APR 10.99% - 20.99% (V)*
Fee $0

  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty - 15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index Report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rate, fees, rewards, limitations and other important information
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IberiaBank Visa® Gold Cash Back Rewards Card Category: Reward - Cash
IberiaBank Visa® Gold Cash Back Rewards Card
 
Rating
Intro Rate 1.99% APR for 6 Months
APR 9.25%, 12.25%, or 15.25%*
Fee $0

  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
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IberiaBank Visa® Classic Card Category: Regular
IberiaBank Visa® Classic Card
 
Rating
Intro Rate 1.99% APR for 6 Months
APR 7.25%, 10.25%, or 13.25%*
Fee $0

  • No Annual Membership Fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online Access to Credit Card Account Information
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WorldPoints® MasterCard® Credit Card Category: Canada
WorldPoints® MasterCard® Credit Card
 
Rating
Intro Rate Please refer to online application legal disclosures.
APR 19.99%*
Fee $0

  • 1,000 Bonus WorldPoints After Your First Purchase*
  • No Annual Fee
  • 19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances
  • Earn 1 WorldPoint for Every $1 in Net Retail Purchases
  • Online Access to Your Credit Card Account
  • Unparalleled 24-Hour Customer Service
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BuyRIGHT Pre-Paid MasterCard® Category: Pre-Paid
BuyRIGHT Pre-Paid MasterCard®
 
Rating
Intro Rate No Introductory Rate Available
APR No APR
Fee $0

Terms and Conditions

  • Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
  • Special Reload Offer! Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.**
  • FREE Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved!*
  • No bounced check fees or overdraft fees, EVER!
  • Travel, Rent Cars, Reserve Hotels, Shop online safely!
  • Unbelievable Customer Service!
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Showing 1 - 10 of a Total of 88 Credit Cards
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